Introduction
The nota simple del Registro de la Propiedad is a fundamental document for any real estate transaction in Spain. It is an informative extract issued by the Land Registry that contains essential information about a property: from who owns it to what encumbrances or limitations weigh on it. If you are thinking of sell flat in ValenciaWhether you are buying a home, applying for a mortgage or simply need to know the legal status of a property, this document will be your best ally.
Whether you are an individual or work in a private or public company, you can real estate in ValenciaIn this complete and detailed guide, it is vital to know in depth what the nota simple is, how to obtain it and what information it includes. In this complete and detailed guide, you will discover everything you need to request it correctly, interpret its contents and use it to speed up any real estate transaction.
What is the nota simple del Registro de la Propiedad?
The nota simple del Registro de la Propiedad is an informative document that reflects the current legal status of a registered property. It provides key information on the ownership of the property, its physical characteristics, associated rights, encumbrances (such as mortgages or liens), easements and limitations.
It is not a document with legal evidentiary value like the registry certificate, but it does have great informative value and is used in the majority of procedures related to the purchase, sale, inheritance or financing of real estate.
Main features:
- It does not have full legal forcebut it does have informative value.
- It is usually requested to verify data before signing a contract or deed.
- It reflects the registration information in force at the time of issue.
- It can be obtained in person or online.
What information does the nota simple include?
A simple registry note usually contains the following sections:
1. Identification of the property
It includes the number of the registered property, geographical location, built and useful surface area, cadastral reference number, type of property (home, premises, garage...), as well as the full address.
2. Ownership
It specifies who are the current owners of the property, how they acquired the property (purchase, inheritance, donation...), their percentage of ownership and the economic regime if it is a property in joint ownership or community property.
3. Charges and encumbrances
This is one of the most relevant sections. It informs whether the property is free of encumbrances or, on the contrary, has any mortgage, embargo, usufruct, lease with option to buy, easement or any other current registry encumbrance.
4. Limitations or conditions
These may include urban planning limitations, rights of first refusal, tax restrictions, restrictions on use, etc.
5. Registration data
Number of the volume, book and folio in which the property is registered, as well as the date of the last entry.
What is the nota simple used for?
The usefulness of the nota simple del Registro de la Propiedad is manifold and highly relevant, especially in contexts such as:
1. Buying and selling of real estate
Before signing a purchase contract, it is essential to check the nota simple to verify:
- That the seller is actually the registered owner.
- That the property is free of unreported encumbrances or mortgages.
- That there are no limitations to the use or enjoyment of the property.
A real estate valencia responsible will always request the nota simple before publishing a property for sale or formalising a contract.
2. Mortgage application
Banks require this document to study the viability of granting a mortgage loan. They need to verify the ownership, the state of encumbrances and the urban situation of the property.
3. Inheritance and transfers
In the case of inheritances or donations, the nota simple serves to check the registry data and to regularise the situation of the property before the notary and the registry.
4. Leases and contracts with option to buy
It allows to verify that the person renting or selling a property is really its legal owner.
5. Real estate valuations
Real estate appraisers need this document to issue official valuations, especially in sales or financing processes.
Who can apply for a nota simple?
The simple note can be requested by any person who has a legitimate interest in knowing the legal status of a property. This includes:
- Current owners.
- Potential buyers.
- Banks and financial institutions.
- Notaries and lawyers.
- Gestorías and real estate agencies.
In the case of ongoing operations, such as sell flat in ValenciaIn the case of a buyer, it is common for both the buyer and the seller to obtain their own copy of the nota simple del Registro de la Propiedador that a real estate in Valencia manage your request to provide greater transparency.
How to apply?
1. In person at the Land Registry
To request the nota simple del Registro de la Propiedad you can go to the registry office corresponding to the locality where the property is located. It is necessary to provide information such as the full address, the number of the registered property, or the name of the owner. The cost is usually around 9,02 euro and is delivered in a few days.
2. Ask for a nota simple from the Land Registry for aor internet (faster and more convenient)
The most commonly used option is currently through the Electronic Headquarters of the College of Registrars of SpainPlease click on the following link:
🔗 https://sede.registradores.org
Steps to apply online:
- Access the portal.
- Click on "Solicitud de Nota Simple".
- Enter the details of the property: address, CRU, name of the owner or cadastral reference.
- Enter your personal details.
- Pay by credit card (approximately 9 euros).
- You will receive the PDF document by email within a few hours.
What do I need to request a nota simple from the Land Registry?
To apply correctly, you must have at least one of these details:
- Full name y ID of the owner (albeit estimated).
- Address of the property.
- Cadastral reference.
- Land registry number or CRU (Unique Registry Code).
How much does the nota simple cost at the Land Registry?
- Official price9,02 € + VAT (if applied for directly at the Registry or via the Association of Registrars).
- Price with intermediaries (agencies, agencies, agencies, private websites): between 14 and 30 euros.
The turnaround time is usually between 24 and 72 hours, although many online applications are resolved in less than 12 hours.
Nota simple del Registro de la Propiedad vs Certificación registral
It is important not to confuse the two documents:
| Feature | Simple note | Registration certificate |
|---|---|---|
| Legal value | News | Evidentiary (legal value) |
| Usual use | Reports, enquiries, sales and purchases | Judicial and notarial proceedings |
| Application | Free | Legitimate interest must be justified |
| Price | ~9 € | 12-20 € or more |
| Registrar's signature | No | Yes |
When does a nota simple expire?
It does not have an official expiry date, but is considered "current" by three months in mortgage or buy-sell contexts. It is always advisable to ask for a new one if more than 30 days have passed.
Can I get the nota simple from the Land Registry for free?
Only in some very specific cases, such as:
- If you have digital certificate and you are the owner.
- If you go directly to the Registry and justify your interest.
But it usually has a minimal cost.
What happens if the property has encumbrances or mortgages?
The nota simple reflects all existing charges. If you wish to sell flat in ValenciaIn the case of a mortgage, it is essential to cancel them before the signing of the title deed, or that the buyer assumes these charges (previously agreed).
Why is it essential for a real estate agency in Valencia?
In a real estate in Valencia professionally, the nota simple is one of the first documents requested when buying a property. Why?
- Rapid verification of ownership.
- Avoiding fraud.
- Detect burdens and anticipate possible complications.
- Transparency with buyers.
- Facilitates valuation and appraisal.
- Speeds up notarial procedures.
At Lumina PropertiesFor example, we manage the nota simple of each property from the very beginning. This not only protects our clients, but also builds trust and reduces sales times.
Do you want to sell a flat in Valencia? Do it with all the information
If you are thinking of sell flat in Valenciadon't underestimate the value of having the nota simple del Registro de la Propiedad from the outset. It offers maximum transparency to buyers, facilitates the closing of the transaction and conveys security.
In addition, a good real estate in Valencia as Lumina Properties will know how to correctly interpret the registry information, detect possible obstacles (mortgages, usufructs, seizures...) and advise you on how to solve them.
Frequently Asked Questions (FAQ)
Where do I ask for a nota simple?
At the corresponding Land Registry or at its electronic office: https://sede.registradores.org
How long does it take to receive the nota simple from the Land Registry?
Between 2 and 48 hours, depending on the channel of application.
What is the difference between nota simple del Registro de la Propiedad and certificado registral?
The nota simple is only informative, while the certificate has legal validity.
Can I order it if I am not the owner?
Yes, anyone with a legitimate interest can apply.
Does the nota simple of the Land Registry expire?
Unofficial, but considered valid for a period of about 3 months.
Conclusion
The nota simple del Registro de la Propiedad is a simple, but crucial document in real estate. Whether you are buying, selling, inheriting or simply informing yourself, having access to this document will save you trouble, time and security.
In the context of operations in cities such as Valencia, where market demand and dynamism is high, having the backing of a real estate in Valencia working with this documentation from the outset is the best decision. Whether you want to sell flat in Valencia When buying a property, requesting and reviewing the nota simple should always be one of the first steps.
Do you need help to get your nota simple or sell your flat?
Contact the team of experts at Lumina Properties and we will help you manage the whole process transparently and efficiently:
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