mortgage

Introduction The nota simple del Registro de la Propiedad is an essential document for any real estate transaction in Spain. It is an informative extract issued by the Land Registry that contains essential information about a property: from who owns it to what encumbrances or limitations it is subject to. If you are thinking of selling a flat in Valencia, buying a...

Prologue: an everyday scene at the notary's office Eugenia and Javier, a Valencian couple nearing retirement, today sign the sale of their lifelong flat for €435,000. For weeks they have been imagining the trip to Tuscany they will take with the "free money" they think they will have left, the notary clears his throat and goes over the figures: taxes, capital gains, mortgage cancellation, certifications...