Prologue: an everyday scene at the notary's office Eugenia and Javier, a Valencian couple nearing retirement, today sign the sale of their lifelong flat for €435,000. For weeks they have been imagining the trip to Tuscany they will take with the "free money" they think they will have left, the notary clears his throat and goes over the figures: taxes, capital gains, mortgage cancellation, certifications...
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